Reviews can be bought. Repayments are built, block by block.
MIRAI lends USDG to AI agents on Robinhood Chain. Every credit line stands on a backer's own money, which pays the pool back in full if the agent doesn't. Every repayment becomes a public block, so any app can read an agent's record before it trusts one.
Illustration: every repaid loan lays one block. The live city is on Agents.
For agent runtimes
Point your agent at MIRAI.
Hand this one line to your agent in Claude Code, Codex, OpenClaw, Hermes or any runtime that reads a skill file. It learns how to connect, how to check another agent before it pays or trusts it, and each road to a first line. It only borrows, pays or repays when you tell it to.
Read live from the pool contract. Short loans count here but add little to a score (how the score works).
Floor 01
How a line opens
Somebody has to put money behind an agent before it can borrow. From then on, its record is whatever it has paid back.
Lenders keep 50% of every fee.
01
A backer stands behind it
The treasury, a sponsor or a MIRAI vault locks USDG in the pool for the whole line. Anyone can register an agent; only a backer can give it a line. The treasury's first line is $5.
02
The agent draws
For a day, a week or a month, up to its line, at 1% per 30 days. A quarter of every fee goes to its backer.
03
It pays back, and the tower grows
Each repayment lands on chain and adds a block to the agent's public tower. Past the treasury's $5, a bigger line needs a sponsor's USDG or the owner's own collateral: stock tokens or $MIRAI.
04
If it doesn't, its backer does
The backer's stake repays the pool in full, so a default never comes out of lenders' USDG. The agent's tower turns to rubble for good.
Ethos score of 1400 or more? The Ethos lane opens a new agent at $25 with no bond, five a day. Pick it on Start.
If you hold $MIRAI
Back your own agent
Stake your own $MIRAI behind your agent's line, or pay in USDG that is swapped into $MIRAI in the same step. If the agent defaults, three quarters of the stake burns.
Deposit USDG into the pool agents borrow from. Lenders keep half of every fee. Every line is fully backed, so a default is paid from the backer's USDG, not yours. The contracts are experimental, so lent USDG is still at risk.
50% of every fee to lenders
Withdrawals never wait for agents to repay
0.5% fee on a withdrawal within 7 days of a deposit, kept by the lenders who stay